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Arzfy Terms of Service
1. Acceptance of Terms
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2. Description of Services
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3. User Accounts
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4. Acceptable Use
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5. User Responsibilities
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6. Financial Disclaimer
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7. Data Ownership
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8. Payments and Subscriptions
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9. Intellectual Property
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10. Service Availability
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11. Limitation of Liability
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12. Termination
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13. Changes to These Terms
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14. Governing Law
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15. Contact Information
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